A third of people surveyed about their smartphones said apps made them spend at all hours and hit their finances.They said the convenience made them spend more or lose track of money, the Financial Services Compensation Scheme (FSCS) survey suggested.Two-thirds said apps made it easier to spend, particularly from bed at the start or the end of the day.A separate report suggested that voice and gesture technology will transform the way we pay.UK’s online shoppers top global spending surveyTeenagers ’checking mobile phones in night’Wary ’silver surfers’ embrace social mediaThe Nationwide said that its survey suggested people were increasing comfortable with biometrics when paying. The building society said that futurologist Ian Pearson has said the next stage of convenience was within reach.”Gesturing towards someone and saying: ’Here is £13.46’ is quite enough to combine the voice and gesture recognition with the presence of your smartphone as electronic identification,” Dr Pearson said.
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